12Nov
Does Priority Health Cover Therapy and Mental Health Care? How to Check

Does Priority Health cover therapy? If you have a Priority Health plan, you may be wondering whether it covers therapy and other mental health care, and what to do first. Coverage depends on your exact plan, so this guide cannot tell you what you will pay. It does explain what Priority Health says on its own website, how to find an in-network provider and the questions to ask. We are an independent blog and are not affiliated with Priority Health.

By the U Heal Life editorial team. Last updated: November 2026. This is general information, not medical, legal or insurance advice. We are not licensed clinicians.

Quick answer: Priority Health says many plans cover mental health services, but coverage varies by plan, so you should check your plan documents. Members can call the plan’s Behavioral Health Department (the number is listed on Priority Health’s website and member materials) or use the Find a Doctor tool to look for in-network providers. Many plans cover virtual therapy the same way as in-person visits. Couples therapy for general relationship issues is typically not covered. Out-of-network costs may be higher.

Priority Health therapy coverage key points: coverage varies by plan, use the Find a Provider tool, ask about virtual visits, call the behavioral health team, check out-of-network costs
Key points at a glance.

About Priority Health

According to its website, Priority Health is a not-for-profit health plan based in Michigan and part of Corewell Health. It offers individual and family, Medicare, Medicaid and employer plans, and it serves members in Michigan and some nearby states. Because each plan type has its own rules, the answer to “is therapy covered” can be different for a Medicare Advantage member, a Medicaid member and someone with an employer plan.

What Priority Health Says About Mental Health Coverage

Based on Priority Health’s member pages (check them for the latest):

  • Coverage varies. Many health plans cover mental health services, but the details depend on your plan
  • Behavioral health team. Members can call the Behavioral Health Department to verify coverage, talk about treatment options and find in-network specialists
  • Find a Doctor tool. You can search online for in-network behavioral health providers, and filter for virtual visits
  • Virtual visits. Many plans cover virtual therapy and psychiatry the same way as in-person visits, though this depends on your plan
  • Couples therapy. Coverage varies, but it typically does not extend to couples therapy for general relationship or communication issues
  • Out-of-network. If your plan has an out-of-network benefit, you may be able to see a provider outside the network, but your costs may be higher
  • Medicaid members. Higher levels of care may be arranged through your local Community Mental Health Center
  • Outside Michigan. Some employer-based commercial members living outside Michigan may use a different outpatient network, so check with the plan

How to Check Your Coverage

  1. Look at your plan documents (certificate of coverage or summary of benefits)
  2. Log in to your member account and use the cost and coverage tools
  3. Call the number on your member ID card and ask for behavioral health
  4. Ask for your costs: copay or coinsurance, deductible, any visit limits and whether prior authorization is needed
  5. Search for providers with the Find a Doctor tool and then call the office to confirm that they are in network and taking new clients

Questions to Ask the Plan and the Therapist

  • Is this provider in network for my exact plan?
  • What will I pay per session, and does my deductible apply?
  • Are virtual sessions covered the same way?
  • Is there a limit on visits, or do I need approval first?
  • What happens if I go out of network?

If Coverage Is Limited

If you are in crisis, do not wait for an appointment. Call or text 988 in the US.

Frequently Asked Questions: Priority Health Mental Health Coverage

Does Priority Health cover therapy?

Many plans do, but it depends on your plan. Check your documents or call the plan.

How do I find a therapist who takes Priority Health?

Use the plan’s Find a Doctor tool, then call the provider to confirm they are in network.

Does Priority Health cover online therapy?

Many plans cover virtual visits the same way as in-person visits, depending on the plan.

Does Priority Health cover couples counseling?

Typically not for general relationship issues. Ask your plan about your case.

What if my therapist is out of network?

You may still have an out-of-network benefit, but costs may be higher. Ask first.

Helpful resource: Priority Health mental health services

Disclaimer: This article is for general information only and is not medical, mental health, legal or insurance advice. Rules, services and availability change, so please confirm details with your plan, the official source or a licensed provider. If you are in crisis or thinking about harming yourself, call or text 988 (the Suicide and Crisis Lifeline in the US) or your local emergency number right away.